Road Traffic Accident Claim
Every year there are around 250,000 road traffic accidents in the UK, and with the number of cars on our roads increasing, road traffic compensation accident claims are becoming more and more common.
The UK has strict road traffic laws to protect you if you are involved in a car accident through no fault of your own.
The injured party is often eligible to make an accident claim for compensation to cover any unexpected bills resulting from the accident, such as medical expenses and payment for any loss of earnings through an inability to work due to injury.
If you have been the victim of a road traffic accident that wasn’t your fault, you may be entitled to make an accident claim today.
It is recommended that you contact a solicitor specialising in road traffic accident compensation accident claims. They will be able to offer expert advice and guidance, and assess the likelihood of your accident claim to succeed.
Common Causes of Car Accidents
- Human Factors – This category includes driver reaction time and decision-making ability, as well as any impairment to vision or hearing
- Speed of Vehicle – Statistics have shown that the chances of a road traffic accident occurring increase when a driver is travelling above, or in some cases even below the speed limit set for an area
- Driver Impairment – This can be caused by misuse of alcohol or drugs, affecting reaction times, or natural causes such as old age and physical impairment. Driver fatigue or a distraction within the car also falls into this category
- Road Design – It is a fact that some roads within the UK have a much higher accident rate than others. Although steps have been taken to monitor and maintain these roads, there may still be unknown faults which could cause accidents
- Vehicle Condition – An up-to-date MOT test will determine whether your vehicle is roadworthy. It is important to regularly check and maintain vital components such as brake pads and suspension. Not only will these help if you are involved in an accident, but if they are in poor shape they could even be the cause.
Whiplash is often sustained as a result of a road traffic accident. Effects can be minor, only lasting for a short period of time, or can severely affect the victim, causing permanent impairment.
Around 20% of car accidents result in whiplash, making it an incredibly common reason to make a personal injury accident claim. Symptoms can include headaches, pain in the neck and shoulders and dizziness.
Although the effects are usually temporary, sustaining whiplash can lead to unforeseen financial loss, and so a compensation accident claim will often be successful.
Who Is Responsible?
Under UK law, it is important to establish who is responsible in the event of an accident. In order to make an accident claim for personal injury, you must first offer proof to your insurance company that you are not the responsible party.
UK law states that if you are involved in a road traffic accident, you are legally required to stop your car if any of the following apply:
- If either party has suffered an injury as a result of the accident
- If either vehicle has been damaged as a result of the accident
- If any section of road or property has been damaged, (road signs, lampposts etc)
If you fail to stop under any of these circumstances, this could make your accident claim for personal injury invalid.
If you are involved in an accident, in order to make sure your accident claim will be complete, it is important to:
- Exchange names, addresses and insurance details with the driver of any cars involved in the accident
- Take contact details from witnesses at the scene
- Write down your version of events as soon as possible while it is still fresh in your mind
- Inform the police within 24 hours to obtain an accident report number
- Inform your insurance company, quoting the accident report number